Heidi Nash
Before you start driving all over Miami looking for a payday loan, you should consider Cash Expert.
My name is Heidi and I am the Miami territory rep. My degree is in finance, and I understand payday loans. I advise my customers to only get a cash advance payday loan if they are in a difficult spot -- for instance, if your home was ravaged by a hurricane, your car was stolen or is inoperable, etc. Please do not get a payday loan so you can spend the weekend partying like an animal. These loans are a bit more expensive than traditional loans -- the turn around times are faster, the risk to the lender usually higher, and so the rates reflect these factors.
There are storefronts in Miami that you can drive to and have your cash advance payday loan processed right then and there. (Typically on the east side of Miami). But these places take advantage of the fact that you are unlikely to price compare. Every second they make you wait in line, it becomes less and less likely you are going to go somewhere else for a quote.
The Internet, on the other hand, does allow the consumer to price shop online. My Miami customers are happy -- we get the loan processed in 24 hours, and they don't have to go anywhere.
The cash advance application is free!
Miami sites I like:
Cash advance payday loans should only be used for tight times, as they are a bit more expensive than other traditional loan types. There are storefronts that will process a cash advance in Miami, but they are very expensive, so be sure to call them before you drive to their location, OR apply online for free with Cash Expert!
All you need is a checking account in good standing, a minimum income from a job, and a working telephone.
After submitting this form, cash advance loan loan documents will be generated. Once the information is returned to you, you must print out the documents, fill them out accordingly, and fax back along with a copy of the following:
-your most recent Bank Statement
-most current check stub
-voided personal check
Remember: Incomplete or unsigned applications will not be processed.
The fee for a cash advance loan is typically 25%-30% of the amount borrowed. The exact amount will be disclosed in paper-work from the cash lender. Please review this paperwork before signing it. You will not be committed to a loan until you agree to the terms.
Most Miami lenders require that you pay each loan in full before you can get a new one.
Not usually a problem.
You can borrow as little as $100 or as much as $500.
Assuming all the paperwork is completed and processed, you can typically expect to receive the money in your checking account the next business day. Please note that this is most lenders' goal but actual time may be longer.
Cash Expert can help you get a cash advance loan!

